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5 myths about retirement you need to know

November 18, 2015 by Blog Posts

By:  Russ Wiles, The Republic | azcentral.com

575 Madison Avenue New York City Office Space RetireRetirement is an exciting yet somewhat scary time of life. But a lot of the perceptions about retirement, especially on the financial side, don’t always stand up to scrutiny.

For those not there yet, retirement is a time of life veiled in excitement but with perhaps a tinge of fear and uncertainty thrown in. Will I make an easy transition from the workplace? How will I spend my time? What can I afford to do?

Several myths and misconceptions have arisen over retirement, particularly over the financial aspects. Here are some common assumptions that don’t always stand up to scrutiny.

Myth: People who continue to work later in life do so because they’re forced to.

Actually, results from a survey by Fidelity Investments, released last month, found that people still employed later in life often do so voluntarily. Some 61 percent of older workers indicated that they like their work, and 48 percent said a job makes them feel valued, according to the poll, which elicited responses from more than 12,000 people.

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